Student Loans

I don't have them, but I know some people my age who do. The point being that the interest rates on student loans are scheduled to double starting in July. If you have student loans, I would highly suggest consolidating at a lower interest rate by June 30th to avoid this.

That or you can use the old method of taking care of large outstanding student loans: declare bankruptcy. That is if the latest bankruptcy reform law hasn't made it legal for the loan companies to send a burly Italian over to break your legs when you default.